The Kenyan government has introduced a new rule requiring all foreign visitors staying in the country for less than 12 months to obtain travel health insurance with a minimum coverage of $50,000 (approximately Sh6.5 million).
Published in Gazette Notice No.11492 and signed by Health Cabinet Secretary Aden Duale, the regulation mandates that the insurance must be issued by insurers licensed under Kenya’s Insurance Act.
Coverage Details
- $20,000 for medical expenses
- $25,000 for emergency medical transportation
- $300 for prescribed medicines
- $1,000 for mental illness treatment
- $5,000 for repatriation of mortal remains
The government states this measure aims to ensure that foreign visitors can access healthcare services without burdening hospitals, healthcare providers, or the state, especially in cases requiring costly emergency evacuations from remote tourist areas.
Industry and Public Reaction
The new insurance requirement has sparked debate online, with concerns that it could negatively impact Kenya’s appeal as a tourist destination. Critics argue that many international travelers already purchase comprehensive insurance before arrival and question the need for an additional mandatory policy from Kenyan-approved insurers.
Some Kenyans on social media platforms have warned that the high coverage threshold and compulsory nature may discourage tourists, potentially driving them to competing destinations such as Tanzania, Uganda, and South Africa. This could have ripple effects on the livelihoods of millions dependent on tourism.
Calls have been made for the government to balance visitor protection with maintaining Kenya’s competitiveness in the regional tourism market.
